Permata Rahmi, P. ., Herlina, L. and Novitasary, S. (2022) “THE EFFECT OF CAPITAL ADEQUACY RATIO (CAR), NET INTEREST MARGIN (NIM), AND LOAN TO DEPOSITS RATIO (LDR) ON RETURN ON ASSET (ROA) IN PT BANK NEGARA INDONESIA PERSERO TBK PERIOD OF 2011-2021”, Journal of Business and Management INABA (JBMI), 1(1), pp. 45–63. doi: 10.56956/jbmi.v1i1.36.