Ariffin, Ariezan Zainal. “The Impact of Financial Shock Factor and Financial Well-Being Factor on the Resilience of Malaysian B40 Household”. Journal of Business and Management INABA (JBMI) 2, no. 02 (December 30, 2023): 94–110. Accessed May 18, 2024. https://journals.inaba.ac.id/index.php/jbmi/article/view/235.